Home / Salaries / £20,000

£20,000 after tax

Take-home pay on a £20,000 salary in 2026/27, England, Wales and Northern Ireland. No pension or student loan included; use the calculator to add them.

YearMonthWeek
Gross salary£20,000£1,667£385
Income tax£1,486£124£29
National Insurance£594£50£11
Take-home pay£17,920£1,493£345

Your personal allowance is £12,570. Tax and NI take 10.4% of your gross pay.

Questions

How much is £20,000 after tax?
On a salary of £20,000 in 2026/27 you take home about £17,920 a year (£1,493 a month) after £1,486 income tax and £594 National Insurance, before any pension or student loan.

What tax band is £20,000 in?
Basic rate (20%)

£18,000 after tax£19,000 after tax£21,000 after tax£22,000 after tax£23,000 after tax£24,000 after tax